This is one of the easiest ways you can raise money i.e. by keeping your commercial property commercial as a mortgage for availing a loan. That means your own property helps you in getting a loan.

Commercial Property Purchase Loan is often used by business to secure funds for purchase of their new office or shop or retail establishments. This type of loan is available only for commercial borrowers i.e. business entities.

Commercial Property Purchase Loan is a secured loan and is often used to purchase commercial premises only as it provides a greater deal of flexibility and easy access to capital. It is like a Home Loan product but the only difference is that Home Loans are for individual people for their residential purchase requirements whereas this type of loan i.e. the Commercial Property Purchase Loan is for business entities for their requirement of purchase of commercial premises. The interest rate is also higher than the Home Loan rate.

The criteria which we adopt while evaluation a Commercial Property Purchase Loan proposition is the quality of the collateral, the credit worthiness of the lender, the repaying capacity of the business which can be measured through various financial ratios derived from their balance sheet and profit & loss statements.